We are a team of debt experts who have been helping people with the misery of debt for over 20 years. We are part of a group of debt help companies and have experience in many different solutions to personal debt such as arrangement schemes, trusts, IVA`s, bankruptcy, sequestration and management. The Scottish Debt Doctor specialise in arrangement schemes are the speciality. All of our clients who qualify for this are set up. If you are ineligible, we can help with all other aspects of personal debt. By contacting us, there WILL be a solution we can offer to get you out of your debt.