Is an early retirement out of the question for you? Has life not gone the way you planned and now you are working away at a job you don’t like that much or are just tired of all the time you work. I believe it is not your obligation to spend your golden years working. The older you are when you finally do retire, the less you will be able to do. Traveling, hobbies, new experiences and socializing with family and friends will not be your retirement priorities. Doctoring, prescriptions, fear and survival will be your retired life. We may be living longer but do we have the health, energy and vitality required to live a quality life?