Access a cash lump sum equivalent to 50% of your pension fund value before the age of 55. No repayments and no interest charges. It’s not a loan; it’s a new and innovative way of releasing cash that you already have. It’s legal and consistent with UK pension rules and called a Pension Reciprocation Plan or PRP for short. Many people are taking the advantage of the PRP need the money to start a business, settle a divorce, pay off their debts, invest in their child’s education, pay their mortgages, buy new property or use it for extended luxury holidays.